An insurance consultant helps people find adequate amounts of insurance coverage at competitive prices. The insurance consultant may specialize in, or work for a company that specializes in certain types of insurance. It is important that the insurance consultant disclose what lines they specialize in providing.
The different types of insurance are 1) auto, 2) homeowners, 3) health, 4) life, 5) disability income protection, and 6) long term care. Most of us are not at the point where buying long-term care insurance makes sense but ask your agent at what age you should begin to consider it. Waiting too long may end up costing you.